Insights
Teaching notes and field guides
Investor research
Every page answers one specific market question. Each has a concise takeaway you can cite, share, and use in your decision process.
Methodology Report
Reproducible benchmark comparing Kimi rules, StockFlow baseline, and the compatibility hybrid on the same US stock universe.
Key takeaway
The hybrid improves calibration and drawdown profile, while baseline keeps the top directional hit rate.
Each page answers one specific question in plain language.
Insight
Use this when you need a clean, fast read of a company without a 200-page marathon.
One-sentence version
Most investors start with the income statement. Professionals start with cash flow and the footnotes.
Insight
Use this template to read NVDA cash flow and separate real cash generation from accounting noise.
One-sentence version
In NVDA-like businesses, cash conversion and stock-based comp explain more than a single quarter of margin.
Insight
Revenue can look great while the business gets weaker. This page shows how to spot that early.
One-sentence version
Revenue can rise while cash conversion collapses; the market cares about the latter.
Insight
When the story and the numbers disagree, this is how professionals resolve it.
One-sentence version
A thesis must be falsifiable by financial data, or it is just a narrative.
Insight
Free cash flow is a quality-of-earnings test, not a shortcut to profit.
One-sentence version
Free cash flow is about earnings quality, not just subtracting capex.
Insight
Use this template when you need a simple, repeatable financial statement analysis.
One-sentence version
You can explain a company with three statements and three sentences.
Insight
Bank-style analysis starts with the decision and works backward to data.
One-sentence version
Bankers structure analysis around the decision, not the data.
Insight
Professionals read statements as a system, not as separate documents.
One-sentence version
Statements are a story: profit engine, cash conversion, and balance sheet risk.
When you need a decision-ready memo fast.
Insight
When the deadline is tomorrow, you need a minimum viable analysis and a clean memo structure.
One-sentence version
Under time pressure, you need a decision-ready memo, not a perfect model.
Insight
Overnight analysis is about scope control and decision framing, not perfection.
One-sentence version
A one-night analysis is about a clear decision, not perfect coverage.
Insight
If you have two hours, focus on the decision snapshot, not the model.
One-sentence version
If you have two hours, you need a decision snapshot, not a model.
Insight
Speed comes from templates, clarity, and a ruthless focus on the deliverable.
One-sentence version
Speed comes from templates and the right clarifying question.
How analysts and interns structure their output.
Insight
This is the workflow behind the request: deliver a clean memo, not a perfect model.
One-sentence version
The first job is to frame the question; the model only answers it.
Insight
A fast note is a structured argument with a clear trigger, not a data dump.
One-sentence version
A fast note is a structured argument with a clear trigger.
Insight
A memo is a decision document, not a data warehouse.
One-sentence version
A memo is a decision document, not a data dump.
For people who must deliver without formal training.
Insight
You do not need to be an accountant. You need a story that ties the three statements together.
One-sentence version
You do not need accounting fluency; you need a narrative that connects profit, cash, and balance sheet risk.
Insight
You do not read a 10-K cover to cover. You read it to answer one question.
One-sentence version
You read a 10-K to answer a question, not to finish every page.
Insight
A usable analysis is a one-page decision summary, not a full model.
One-sentence version
A usable analysis is a one-page decision summary, not a full model.
Method and judgment beat shiny tools.
Insight
Models matter, but professionals win with sharper questions and tighter decision logic.
One-sentence version
Professionals do not win with fancier models; they win with sharper questions.
Insight
Tools help with data, but professionals need decision logic and accountability.
One-sentence version
Professionals buy decisions, not dashboards.
Insight
Charts show behavior, but a thesis explains why it should persist.
One-sentence version
A chart is a symptom; a thesis explains the cause.
These notes focus on how professionals think and structure analysis. They are not investment advice.